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Friday, June 13, 2014

Allergy Medication & Insurance Coverage

Spring is here and allergy season is in full bloom!
 
A common complaint from allergy sufferers is that their insurance often does not cover allergy medication.
 
 CVS Pharmacist Kristen Wilmot says, "A lot of people just want an over-the-counter solution, but others who have tried all the OTC medicines will come in with a prescription for Allegra, let's say, and chances are, their insurance company doesn't want to cover it. What I've found is that insurance companies generally want them to use over-the-counter Claritin.
 
If they have used over-the-counter Claritin, and if their doctor makes the call, they may be able to get a prior authorization if their doctor explains that the OTC medicine is not working. But sometimes the insurance companies won't pay for it.
 
 A lot of the prescription medications are very expensive, and the insurance companies don't want to pay because they don't see allergies as a severe problem. I don't think they see allergies as the horrible thing that many people experience." 
 
If you are having this problem then we have the perfect solution for you! Just print a FREE AngelwealthRx – MedicationCard prescription discount card and present it to your pharmacist along with your prescription to receive up to 85% off the regular price at over 63,000 pharmacies nationwide.
 
No questions asked and no personal information needed! This card never expires and everyone and anyone can use it! Even your pets! So what have you got to lose?
It’s better to have it and not need it, than to need it and not have it!

Monday, April 14, 2014

An Encouraging Email!

 
 
 


Here's an encouraging email I received yesterday. It is good to know that these cards are truly helping people obtain their prescriptions! Get your FREE Prescription Discount Card At: http://www.angelwealthrx.com

 

Hello,
I used 1 of these cards for the 1st time, since my insurance is cut off, & I'm TRULY AMAZED THESE ARE LEGIT!! I'm suffering w/ Epidermolysis Bullosa, a rare, genetic, chronic skin condition that I was born with 25 years ago, which causes multiple severe disabilities and additional painful illnesses. I know many other patients (& other sick family& friends) who have to pay out of pocket & desperately need the savings. If I had access to my printer in storage or if I wasn't homebound/chronically disabled, I'd print out a bunch & pass them out. Fortunately, I saw that you can send as many as one needs for free. God bless you for that! I have an appointment Wednesday at my clinic, but I'm sure they won't arrive by then. I hope it's not adding too much if I ask for 4 dozen? I'd really appreciate it & the good deed providing these to families who need it will reward us later. Looking forward to hearing from you, thanks.

Tuesday, February 25, 2014

Do You Have Candida Overgrowth?

 
You might be wondering, “What on earth is Candida?” Candida is a fungus, which is a form of yeast, a very small amount of which lives in your mouth and intestines. Its job is to aid with digestion and nutrient absorption but, when it is overproduced it breaks down the wall of the intestine and penetrates the bloodstream, releasing toxic byproducts into your body and causing leaky gut. This can lead to many different health problems ranging from digestive issues to depression.
 
How do you get Candida overgrowth?
 The healthy or ‘good’ bacteria in your gut typically keeps your Candida levels in check. However, the Candida population can get out of hand if a round of antibiotics kill too many of those friendly bacteria, you have a diet high in refined carbohydrates and sugar (which feed the yeast), high alcohol intake, are taking oral contraceptives or any number of other factors including a high-stress lifestyle. Even a diet high in beneficial fermented foods like Kombucha, sauerkraut and pickles, can feed Candida causing an overgrowth.
 
10 Common Candida Symptoms
 1. Skin and nail fungal infections such as athlete’s foot,
 ringworm, and toenail fungus
 2. Feeling tired and worn down or suffering from
chronic fatigue or fibromyalgia
 3. Digestive issues such as bloating, constipation, or diarrhea
 4. Autoimmune disease such as Hashimoto’s thyroiditis, Rheumatoid arthritis, Ulcerative colitis,
Lupus, Psoriasis, Scleroderma or Multiple Sclerosis
 5. Difficulty concentrating, poor memory,
lack of focus, ADD, ADHD and brain fog
 6. Skin issues such as eczema, psoriasis, hives, and rashes
 7. Irritability, mood swings, anxiety, or depression
 8. Vaginal infections , urinary tract infections,
 rectal itching or vaginal itching
 9. Severe seasonal allergies or itchy ears
 10. Strong sugar and refined carbohydrate cravings
 
How do you test for Candida overgrowth?
Blood Test
 IgG, IgA, and IgM Candida Anti-bodies. These can be checked through most any lab. High levels of these antibodies indicate that an overgrowth of Candida is present. These can often be negative even when the stool or urine test is positive.
Stool Testing
 This is the most accurate test available. It will check for Candida in your colon or lower intestines. However, you need to make sure that your doctor orders a comprehensive stool test rather than the standard stool test. With the stool test, your stool is directly analyzed for levels of yeast. The lab can usually determine the species of yeast as well as which treatment will be effective.
Urine Organix Dysbiosis Test
 This test detects D-Arabinitol a waste product of Candida yeast overgrowth. An elevated test means an overgrowth of Candida. This test will determine if there is Candida in your upper gut or small intestines.
 
 How do you treat Candida overgrowth?
  Effectively treating Candida involves stopping the yeast overgrowth, restoring the friendly bacteria that usually keep them in check, and healing your gut so that Candida can no longer enter your bloodstream.
 
Getting rid of the Candida overgrowth primarily requires a change in diet to a low carbohydrate diet. Sugar is what feeds yeast, so eliminating sugar in all of its simple forms like candy, desserts, alcohol and flours. Reducing to only a few cups a day of the more complex carbohydrates such as grains, beans, fruit, bread, pasta, and potatoes will prevent the Candida from growing and eventually cause it to die. Eliminate all fermented foods as well.
 Using diet alone could take three to six months before the Candida is back under control. To expedite this process you can use an anti-fungal medication such as Diflucan or Nyastatin for a month or longer. You can also take a supplement of caprylic acid. Caprylic Acid comes from coconut oil and basically ‘pokes holes’ in the yeast cell wall causing it to die. You may read that some people recommend herbs such as oil of oregano. Oil of oregano can be very effective however it can kill good bacteria as well. The anti-fungal medications and caprylic acid are very specific to yeast and will not harm your good bacteria.
 It’s a must to restore the healthy bacteria that typically keep your Candida population under control, you should take probiotics on a regular basis. Taking anywhere from 25-100 billion units of probiotics should help to reduce the Candida levels and restore your levels of good bacteria. Finally, healing your gut, by eliminating inflammatory foods that can harm your GI tract and introducing foods that aid in digestion and nutrient absorption, will prevent Candida from working its way through your body, and will dramatically improve your overall health.
 


Friday, January 10, 2014

Happy New Year 2014!



HAPPY NEW YEAR!
Well another year has come and I’m still here!  This year is a time to make resolutions to become wiser, stronger, more attractive and more prosperous. I am always striving to be a better person and I hope you are too!
Yes, we're still handing out FREE prescription discount cards and I am proud to say people are benefiting from them. We are helping people afford their prescriptions while giving them a little financial peace of mind and a better quality of life. And yes we are making a small profit for our efforts, (In all toil there is profit!) but our bigger reward is just knowing that every person that uses our card to purchase their prescription medications is being helped.
 And that is a direct result of our efforts!
 
 Now, for all of you readers that are uninsured, or uninsurable, I urge you to check out the Affordable Care Act. Yes, it will be an extra expense for those people who are not currently paying an insurance premium.
 
But, if you are currently taking any medication or have any illnesses that may require medical attention the premium may be far cheaper then what you are currently paying for your doctor visits and/or medications. With Affordable Care Act insurance most of your medications will be free if you get them from a local pharmacy once a month or $10.00 if you get them every three months from a mail order pharmacy.

 And since Affordable Care Act premiums are based on your income you may qualify for an immediate tax credit which may pay up to 90% of your yearly premium. They also have very low cost dental insurance available.
 
 You never know when a major illness or injury may strike! And with the cost of medical care these days, one trip to the hospital could be a financial disaster. So check it out and see if it's right for you.
 
 As I stated earlier we are still giving away FREE prescription discount cards for people whose prescription medications are not covered by their insurance, do not have insurance, have not met their deductible for insurance or have not paid their premiums for their insurance. This card will give you a discount of up to 85% off the price of your prescription medications, it will never expire and this card can be used by anyone, even your pets! If you need or want this card you can get one absolutely free here. No strings attached!

 Remember, it's better to have it and not need it, than to need it and not have it!

Saturday, December 14, 2013

A Christmas Poem

 
Merry Christmas ho, ho, ho
From the housetop roof to the mistletoe
From the reindeer with his nose aglow
Yes! Christmas time is here.
 
Presents for the girls and boys
Bulb lit trees and lots of toys
See the faces full of joy
So take time to enjoy, oh
Merry Christmas ho, ho, ho
From the housetop roof to the mistletoe
From the reindeer with his nose aglow
Yes! Christmas time is here.
 
Sleigh bells that the snow will bring
Pretty bows on diamond rings
Christmas carols people sing
Jingle ling aling aling, oh!
Merry Christmas ho, ho, ho
From the housetop roof to the mistletoe
From the reindeer with his nose aglow
Yes! Christmas time is here.
Gingerbread and mincemeat pie
Eggnog taste good won‘t you try
Bake the turkey, never fry
And the onions make me cry, oh
Merry Christmas ho, ho, ho
From the housetop roof to the mistletoe
From the reindeer with his nose aglow
Yes! Christmas time is here.
It’s the greatest time of year
Full of laughter, love and cheer
Jesus makes the season clear
Peace on Earth Christmas is here oh!

Merry Christmas ho, ho, ho

From the housetop roof to the mistletoe
From the reindeer with his nose aglow

Yes! Christmas time is here!

Merry Christmas!
A Poem By Greg Porter

Tuesday, November 19, 2013

Tis the Season for Giving!



Spread some holiday cheer by giving free prescription discount cards with all your holiday transactions, mailings and giving. With lots of people shopping and making purchases around this time of the year, they often overlook buying their much needed medications just to have enough money to purchase holiday trimmings and presents
for friends & family.

 Give them a year-round gift by lowering their medication costs! It will help to eliminate the financial stress associated with the holidays and give them better physical and financial health.

Besides, these prescription discount cards are FREE for everyone, so you can give them with all your holiday cards and presents!
You can print your free cards online or order pre-printed cards sent to your mailing address! 

Help get rid of that holiday money Grinch!
 Order your FREE CARDS TODAY!

 

Monday, October 14, 2013

Prescription Coverage and the Affordable Care Act

 
Prescription Drug Costs and Health Reform: FAQ

If you take a more than a few medicines and you're choosing a health insurance plan, look closely at each plan's drug benefits. Doing that homework could save you money on your prescriptions for the next year.

Got questions about prescription coverage? These answers may help you prepare and feel confident about comparing prescription benefits between health plans.

Do all health plans cover prescription drugs?

Yes. All health plans for sale in your state's Marketplace must offer prescription drug coverage. It's one of 10 essential benefits that plans must have, according to the Affordable Care Act.

Check the summary of benefits for plans offered by your employer to see if it covers prescription drugs.

Are prescription drug plans the same in every state?

No. All health plans in a Marketplace must include prescription drug coverage, but each state sets the list of covered medicines, called the formulary. For instance, one plan may have many more medicines in one category or class than another state does.

How do I know if a health plan will cover the medicines I take?

Check the plan's formulary, also known as a preferred drug list. You should be able to get this from any health plan you're considering. Sometimes a plan's formulary will be on its web site.

The formulary lists each brand and generic name of medicines that the plan will help pay for. To look for your medicines, you need to know:


  • The medicine's exact name

  • The dose you take

  • How many pills your doctor usually prescribes


Keep in mind that formularies can change. Medicines can be added or removed. A generic drug can replace a brand name one. Or one generic drug can replace another generic drug.

What if my medicine isn't on a plan's formulary?

If you can't find your medicine on a health plan's drug list in your state's Marketplace, you can request that your plan cover it or give you access to it.

You can request that your insurer cover a medication not on its formulary with the help of your doctor to explain the medical need.  If your request is denied, you have the right to appeal your health plan's decision.

What will I pay for medicines?

With some health plans, you pay a coinsurance for your medicines. This is a set percentage of the drug's cost, such as 30%. With some health plans, you pay a prescription  copay, which means you pay a fixed amount for each medicine you buy.

Many formularies have two or more cost levels, called tiers. The copayment for each tier will likely be different.  Higher level tiers cost you more. For instance, a third tier medicine costs more than a first tier one.

Many health plans have three or four tiers of costs:


  • Tier 1: Generic medicines, which cost the least

  • Tier 2: Preferred, brand-name medicines

  • Tier 3: Non-preferred, brand-name medicines

  • Tier 4: Specialty medicines, which are often costly, brand-name medicines. For instance, chemotherapy may be a fourth tier medicine.


Keep in mind that you may have a separate deductible for prescription drugs. You may need to pay it as well as a deductible for medical services. Look at a plan's summary of benefits about prescription medicines to see what you'd be responsible for paying.

After picking a health plan, how can I save money on my medicines?

You may be able to save more money even for medicines on your plan's formulary. Here's how:

Compare your medicine's price at local pharmacies. Some pharmacies also have a club where you can get a discount.

Check prices on online and mail-order pharmacies. First, make sure it’s a legitimate site. The FDA warns against the potential dangers of buying medicine on the Internet. Some signs of a trustworthy web site include:


  • It's located in the U.S.

  • It's licensed by the state board of pharmacy where the web site is operating. (Look for the National Association of Boards of Pharmacy's (NABP) Verified Internet Pharmacy Practice Sites Seal, which is also called the VIPPS seal.)

  • The site has a licensed pharmacist available to answer your questions.

  • You need a prescription from your doctor to buy a medicine.

  • There is a phone number listed for a person you can talk to about a problem or to ask questions.


Set up a flexible-spending account (FSA). Some employers offer these. You determine an amount to come out of your paychecks over the year. That amount is taken out before taxes so you can use it to pay for health expenses, including medicines.

Check out a prescription assistance program. Many health plans and some states have a prescription assistance program. Look on Medicare.gov for your state's program. AngelWealthRx.com is a FREE drug assistance program. To learn more about it, visit our website.

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